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Terms and Conditions
 

Effective Date: December 16, 2025
 

Welcome to https://www.ajayramakrishnan.com/ (“Website,” “we,” “our,” “us”). By accessing or using this Website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use the Website.

1. USE OF THE WEBSITE

The content on this Website is provided for general informational and educational purposes only. You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the Website.
2. INTELLECTUAL PROPERTY RIGHTS
 

All content on this Website, including text, images, graphics, logos, videos, and design elements, is the intellectual property of AjayRamakrishnan.com, unless otherwise stated.

You may not:
 

  • Reproduce, copy, or redistribute Website content without prior written permission

  • Modify or exploit content for commercial purposes

  • Use content in a way that violates applicable laws

3. USER SUBMISSIONS
 

If you submit any information, messages, or content through forms or other interactive features:

  • You confirm the information is accurate and lawful

  • You grant us the right to use the submitted content for communication or service purposes

  • You agree not to submit harmful, offensive, or illegal material

4. DISCLAIMER
 

All information provided on this Website is offered “as is” and “as available.” We make no warranties, expressed or implied, regarding accuracy, completeness, or reliability.

The Website does not provide professional, legal, medical, or financial advice. Any reliance you place on the information is strictly at your own risk.

5. THIRD-PARTY LINKS

The Website may contain links to external websites for convenience or reference. We do not control and are not responsible for the content, policies, or practices of third-party websites. Accessing third-party links is at your own risk.
6. PRIVACY

Your use of the Website is also governed by our Privacy Policy. Please review the Privacy Policy to understand how we collect and use your information.
7. GOVERNING LAW

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India, without regard to conflict of law principles. Any disputes shall be subject to the exclusive jurisdiction of courts located in India.
8. CHANGES TO TERMS

We may update these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting on the Website. Your continued use of the Website constitutes acceptance of the updated terms.
9. CONTACT INFORMATION
 

For any questions or concerns regarding these Terms and Conditions, please contact us at:

Email: Info@AjayRamakrishnan.com
Website: https://www.ajayramakrishnan.com/

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